Legal Note

  1. Legal warning
  2. Privacy policy and protection of personal data
  3. Cookies Policy

 


1. Legal Warning

Legal Texts Version 05-2018


Andorra Desenvolupament i Inversió, S.A.U. (here below referred to as “ADI”), located on Carrer de la Grau S/N, Edifici Prat del Rull, 2a planta, AD500 Andorra la Vella, is responsible for the website www.actua.ad.

If you wish to contact us, you may do so in written form, mailing to the address featured in the previous paragraph, or by e-mail at info@actua.ad.

 

Concept of User


This website´s use implies the condition of User and means accepting without condition all provisions included in this Legal Note, in the published version appearing when the user accesses the website.

For this reason, we recommend reading diligently its content if you wish to access and use the information and services offered on the website and to go over the version of legal text every time you access the site, as it is subject to modification.

The user, through the different areas featured on the website, may visit, obtain information, participate in surveys, make use of a variety of apps and make requests or inquiries.
 

Information about the website


The information appearing on the website has been compiled and supervised the Board of Administration of Andorra Desenvolupament i Inversió, S.A.U, obtained from information available on public databases, subject to periodical updates. We recommend checking for modifications to regulation norms at all times.

The information included on the website may include mistakes or spelling errors. ADI periodically modifies and/or improves its content.

This website’s contents, its contact mailbox and chat room are solely of an informative nature and any answers obtained through these channels do not constitute, in any case, legal, financial or tributary advice of any kind. Only providing general information in relation to determined aspects concerning investment in the Principality of Andorra. It is not recommendable to make any investment based only on the contents of this website or answers received from the contact mailbox or chat room, without previously obtaining due professional advice.
 

Disclaimer and liability


This website is solely for informational purposes in terms of contents, products and/or services offered by ADI and do not constitute any offer, demand for any product or service, nor does it imply any pre-contractual or contractual relation of any nature.

ADI does not carry out, provide and/or confer any declaration and/or guarantee, specific or implicit, in relation to the content of the website and does not undertake any responsibility for any damages or losses that may derive from its use or as a consequence of decisions taken from reading the website.

ADI is not responsible for the information, comments and content published, including but not limited to, forums, chat rooms, blogs, social networks or any other means which allow third parties to insert content independently to this website, nor for damages or prejudices that may derive from it.

ADI is not responsible for information or contents featured on third party websites accessible through links appearing on this website, or for the user´s access to it, or for results obtained as a consequence of said access, nor for damages or prejudices that may derive from it. The featuring of links on this website may in no case be considered as a recommendation to the user to connect to them.

ADI declines any responsibility relating to the website´s access, its continuity, access to its contents, products and/or services, its updating, correction, exactitude, reliability, utility, performance, idealness o veracity, and is not responsible for damages or prejudices that may derive from its use.

ADI declines any responsibility in cases of interruption or malfunctioning of the services or contents offered on the website, regardless of the cause. ADI is not responsible either for network cuts, business losses as a consequence of these cuts, temporary cuts to the power grid or any other type of incident.

ADI, SAU is not responsible for the presence of virus and/or other damaging components on this website or in the supply server, nor for the website´s vulnerability and/or for the adopted security measures, nor for damages that may be caused to the user´s IT system (equipment and programs) or to the information (in a wide sense of the term) that is stored within as a consequence of using this website or its contents, products and/or services; nor for damages or prejudices that may derive from its use.
 

Links


ADI is not responsible for links connecting to third party websites or for the contents made available by third parties accessible through their websites. Users make use of the links or access to third party websites of their own will and exclusively undertake any risk that may derive from it.

ADI does not recommend or guarantee any information obtained through any external link to this website, and is not responsible for any loss, claim or prejudice that may derive from the use or misuse of a link, or for information obtained through it.
 

Intellectual Property


ADI has obtained and is holder of the licenses corresponding to the rights and reproduction of this website, as well as the structure´s intellectual and industrial rights, the selecting, ordering and presenting of its content, products and/or services, and of the computer programs used to develop it.

The access, browsing, use, storage and/or downloading of content, products and/or services from the website will in no case be considered as ADI renouncing, transferring, licensing or conceding totally or partially any of the previously stated rights.

It is strictly forbidden to use the content, products and/or services of this website with the intention to include, totally or partially, on other websites, as well as modifying, copying, reusing, exploiting, reproducing, transforming, communicating, publishing, uploading files, sending by e-mail, transmitting, use, treating, distributing in any way the totality or part of the contents, products and/or services included on the website, or carry out any other type of exploitation and reproduction for public or commercial purposes without previously obtaining specific written consent from ADI.

Without specific authorization from ADI, links to “final pages”, “frames” and any other similar type of manipulation are forbidden. Links must always be to the main page of the website or “home page” www.actua.ad.

Only the personal use of images and files that may be downloaded from the website is permitted. Commercial use is forbidden. The modification of the website and its contents is also forbidden.

ADI has also obtained and is holder of the license corresponding to their content published on different communication platforms, such as but not limited to, Facebook, Linkedin, Youtube, Instagram, Twitter, Vimeo and Google +.

ADI is the exclusive holder of all rights associated to its brand, ACTUA, i and , as well as the internet domain www.actua.ad. Consequently, its use in any way is forbidden without specific previous written consent from ADI.

If the User has knowledge of any illicit or illegal content, contrary to any laws or which may be infringing on intellectual and/or industrial rights, they must notify ADI of the fact so that appropriate measures may be adopted.

The website´s Users pledge to respect the aforementioned rights and to avoid any action which may infringe upon them, ADI also reserves the right to undertake any means or legal action corresponding to the defense of its legitimate rights.

Personal information and fake e-mails


ADI will never contact the User to obtain sensitive information (bank account numbers or credit card numbers, nor any other type of personal information). Should you receive any unexpected contact, do not respond, immediately inform ADI via e-mail at info@actua.ad, so that an investigation into the incident may be opened.

Ignore any e-mail requesting information of a personal character or which redirects you to a website not owned by ADI, as it may be a fraudulent attempt at identity theft ('spoofing' o 'phishing').

ADI uses the domains "actua.ad” and “govern.ad” for its e-mails. Should you receive an e-mail with a different format, be sure that it is an attempt at fraud.

Some e-mails that practice phishing contain links to websites which use the words “ADI”; “Andorra Desenvolupament i Inversió”; or “Actua” in their URL, but will redirect you to websites which are not the property of ADI. In order to check the format of the associated URL, move the cursor over the link, if it is different from actua.ad, be suspicious.

You can help us in the fight against phishing by informing us of phishing attempts via e-mail sent to info@actua.ad, attaching the e-mail you consider to be fraudulent. If you are not able to attach it, forward it to info@actua.ad including any information you may have on it.
 

Applicable legislation and competent jurisdiction


Any disagreement which may arise from complying to these general conditions must be amicably resolved between the presumed non-compliant party and ADI, SAU, and if need be, the necessary personnel and technical means must be made available to help towards the resolution. Should this occur, both parties must assume the cost of the personnel and technical means made available.

Starting on the day after ADI, SAU gives the presumed non-compliant party written notice regarding the disagreement; both parts will have a period of one month to reach a satisfactory resolution. If this is not possible, or if ADI, SAU were not able to deliver this notice or if, having done so, the amicable resolution of the conflict proves to be impossible, ADI, SAU may take pertinent legal action.

These general conditions are regulated according to Andorran legislation, and expressly submit to the competence of Andorran courts.
 

2. Privacy policy and protection of personal data

Legal Texts Version 05-2018


1. General provisions

In accordance with the provisions of Qualified Law 15/2003 of personal data protection (hereinafter "LCDP") and the Regulation of the Andorran Data Protection Agency (hereinafter "RADPA") developing the LCDP, as well as with Regulation (EU) 2016/679 of the European Parliament and of the Council, dated April 27th, 2016, on the protection of natural persons with regard to the processing of personal data and the free circulation of this data (hereinafter "GDPR"), we inform you that ANDORRA DESENVOLUPAMENT I INVERSIÓ, SAU (hereinafter, "ADI"), registered in the Company Registry of the Principality of Andorra under the number 12789 and in the Trade Registry of the Principality of Andorra under the number 921062 M, holding Tax Registration Number 707.941-B and located at Carrer de la Grau S/N, Edifici Prat del Rull, 2nd Floor, AD500 Andorra la Vella, is the company responsible for the treatment of any personal data that you provide through the completion of the information and/or application form that the aforementioned entity makes available to you on the website www.actua.ad or in paper format.
 
Personal data of third parties should not be provided. However, in the event that this is essential for the purposes of carrying out the request justifying the provision of the personal data, you will be responsible for informing the holder of the personal data in advance of all the provisions of Article 14 GDPR under the conditions laid down in that provision.

Should you have to provide personal data, to make a request, of persons under the age of 18, you must assure ADI that you are providing such data in your capacity as the parent or legal guardian of the minor who is the owner of the personal data, and you also give your express consent for the processing of such data. In this case, you must prove your relationship or guardianship by providing an official document, such as a scanned copy of the Family Book.


2. File declared in accordance with Andorran legislation before the Data Protection Agency of the Principality of Andorra:

In compliance with the requirements of Law 15/2003, of December 18, on the Protection of Personal Data (hereinafter, "LCDP"), and with the regulations to implement it, users of this website are informed that any personal data provided to ADI will become part of the file owned by this entity and duly registered in the Data Protection Agency of the Principality of Andorra “ACTUA_CRM”.

Furthermore, and should you specifically request it, your personal data will be registered in the “ACTUA_NEWSLETTER” and/or the “ACTUA_CLÚSTER” file, owned by ADI and duly registered in the Data Protection Agency of the Principality of Andorra.


3. Data controller for the processing of your personal data, representative in the European Union, and data protection delegate:

The data controller is ADI, whose identification and contact details are detailed in section 1 of this Privacy Policy.
 

4. Purposes of the personal data processing, legal basis of the processing and period of storage:

ADI may process your personal data for the purposes described below:

a) Through the contact form that ADI makes available to you on this website or in paper format so that you can make requests for information, queries or claims, this entity will collect and process your personal data with the aim of being able to process your request, as well as to carry out all the necessary procedures to comply with this request. The legal basis for this personal data processing is the consent you have given by checking the box next to the phrase "I have read and accept the privacy policy" that appears on the form that ADI makes available on this website or in paper format. The provision of your personal data through this form is therefore voluntary, although if personal data was not provided, your request, query or claim would not be processed. Such consent may be revoked at any time, but such revocation would also make it impossible to continue processing your request, inquiry or claim.

ADI will keep your personal data until the end of your information request process, consultation or complaint. In case of the existence of a law or regulation requiring ADI to conserve this data relating to the request for a longer period of time, or ADI considers it to be necessary, for instance in order to manage possible future filings, the previously stated entity will keep the data for the stated period. Once the stated period have ended, the personal data will be deleted.
 

b) Through the "Newsletter" section that ADI makes available to you on this website or in paper format, this entity will collect and process your personal data for sending you electronic commercial communications, including, where appropriate, also commercial communications by mailbox, relating to its services, as well as to its activities in general. The legal basis for this processing of personal data is the consent you have given by checking the box next to the phrase "I have read and accept the privacy policy" that appears in the "Newsletter" section that ADI makes available on this website or in paper format. Consent is revocable at any time. Such revocation shall only have the effect of preventing such commercial communications from being sent to you. The provision of your personal data for this purpose is voluntary, although if personal data was not provided, you would not be able to receive the commercial communications.

ADI will keep this personal data indefinitely, unless you unsubscribe through the procedure that ADI makes available to you, which consists of sending a written and signed communication to the e-mail address info@actua.ad, accompanied by a copy of your passport or other national identity document.

c) Through the contact form that ADI makes available to you on this website www.actua.ad or in paper format you can ask for subscription to ACTUA’s clusters. ADI will collect and process your personal data with the aim of being able to process your request, as well as to carry out all the necessary procedures to comply with this request. The legal basis for this personal data processing is the consent you have given by checking the box next to the phrase "I have read and accept the privacy policy" that appears on the form that ADI makes available on this website or in paper format. The provision of your personal data through this form is therefore voluntary, although if personal data was not provided, your request, query or claim would not be processed. Such consent may be revoked at any time, but such revocation would also make impossible to continue processing your request, inquiry or claim.

ADI will keep personal data indefinitely, unless you unsubscribe through the procedure that ADI makes available to you, which consists of sending a written and signed communication to the e-mail address info@actua.ad, accompanied by a copy of your passport or other national identity document.
Should your personal data be used for several purposes that oblige ADI to keep it for different periods of time, ADI would use the longest period of storage.


5. Categories of recipients, including service providers:

If it was necessary, to achieve the above purposes, your personal data may be transmitted to the following categories of recipients:

  1. ADI service providers who are required to process your personal data in connection with the purpose for which it is collected, which they will do as instructed by ADI and in accordance with their privacy policy and any appropriate security and confidentiality measures established by ADI;
  2. Third parties not related to ADI, if the entity identifies, in good faith, the need for the communication in question to: (i) comply with any applicable law, regulation, legal process or governmental injunction; and/or (ii) enforce the terms and conditions of the product and/or service acquired, including the investigation of possible violations; (iii) detect, prevent or otherwise address fraud, security or technical issues;
  3. Relevant Public Administrations, in the cases provided for in the Law and for the purposes defined therein.

6. Rights in relation to your personal data:

In compliance with the LCPD and its implementing regulations, ADI informs you that to exercise your rights of access, rectification, deletion and opposition to your personal data, as recognised in the aforementioned regulations, you must send a written and signed communication to the e-mail address info@actua.ad, accompanied by a copy of your passport or other national identity document.

Also, in accordance with the GRPD, if you are in the European Union, you have the right to obtain confirmation as to whether ADI is processing personal data concerning you, or not, as well as to request the rectification of inaccurate data or, where appropriate, to request their deletion when, among other reasons, the data are no longer necessary for the purposes for which they were collected. Under the conditions set out in the GRPD, the interested parties may also request the limitation of the processing of their personal data or their portability, in which case ADI will only keep them for the exercise or defence of claims.

In certain circumstances and for reasons relating to their particular situation, data subjects may object to the processing of their personal data. If you have given your consent for a specific purpose, you have the right to withdraw it at any time, without affecting the lawfulness of the processing based on your prior consent to withdraw it. In such cases, ADI shall cease to process personal data or, where applicable, shall cease to process them for that purpose, except for compelling legitimate reasons, or for the exercise or defence of any claims.

All the above rights can be exercised by sending a written and signed communication to the e-mail address info@actua.ad, accompanied by a copy of your passport or other national identity document.

In the event of any infringement of your rights, especially when you have not obtained satisfaction in exercising them, you may present a claim before any data protection supervisory authority within the European Union. You can also obtain more information on your rights from these bodies.
 

7. Security:

ADI guarantees that the processing of your personal data is subject to the strictest duty of confidentiality, and that the necessary technical and organisational measures have been established to guarantee the security of your personal data and to prevent their alteration, misuse, loss, robbery and unauthorised processing and/or access.

8. Changes in the Privacy Policy:

This Privacy Policy is subject to change in accordance with applicable law at any time. In any case, any modification of this Privacy Policy will be duly notified so that you are informed of the changes and, if applicable, can give your express consent to such changes.
 

3. Cookies Policy

Legal Texts Version 05-2018


A “Cookie” is a file which downloads to your browser when accessing certain websites. These cookies allow the website, among others, to store and recover information on user´s browsing habits, or from the device, and, depending on the information contained or the way of using the device, may be used in order to recognize the User.

Thanks to cookies the User´s browsing is made easier and we can check the utility of different content for our Users. Moreover, cookies do not carry any risk for your device and, when active, help identify and resolve incidents and errors. Bear in mind that the use of the website www.actua.ad with cookies deactivated may result in the website not functioning adequately or will cause errors.

ADI never shares personal data with third companies. All information collected from this website is used to offer a better service to the User.
 

1. What type of cookies does ADI use?  
 
  1. Own cookies: those sent to the User´s browser from a device or domain managed by the editor and from which the service requested by the User is given.
  2. Third party cookies: those sent to the User´s browser from a Device or domain not managed by the editor but by a different entity, which uses the data obtained via cookies.
  3. Session cookies: a type of cookie designed to gather and store data when a user accesses a website.
  4. Persistent cookies: a type of cookie in which data remains stored in the browser and may be accessed and treated for a defined period by the party responsible for the cookie and which can last from a minute to years..
  5. Analysis cookies: those cookies which, either treated by us or by third parties, allow to quantify the number of Users and carry out measurements and statistical analysis. These cookies are used to improve the User´s browsing experience and content quality.
2. Revoking and eliminating cookies
 

The User has the option of impeding the generating of “cookies” at any time, through browser settings. ADI is not responsible if their deactivation results in the poor functioning of its website.
For more information on blocking the use of cookies by type of browser:
 
  • Chrome: https://support.google.com/chrome/answer/95647?hl=en
  • Firefox:https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences
  • Internet Explorer: https://support.microsoft.com/en-us/help/17442/windows-internet-explorer-delete-manage-cookies
  • Safari: https://support.apple.com/en-gb/HT201265

You may also activate hidden or private mode to eliminate cookies or browser history when the session is finished. Consult your browser’s help to access this function.

Revoking and eliminating cookies (by service offered)
In order to avoid the use of cookies in the following services:
 
  • Google Analytics: https://tools.google.com/dlpage/gaoptout?hl=en
  • Adobe Analytics: https://www.adobe.com/privacy/opt-out.html
We inform the User that proceeding to browse our website without having taken the necessary steps to personalize your browser in order to avoid the installation of cookies; they will be giving their consent to the use of said mechanisms.